You work hard for your money, and it should work hard for you. With a CNB personal savings or money market account, it will. Our options preserve your capital and help it grow.
Open a Citizens Savings and earn 0.12% APY*
*APY denotes Annual Percentage Yield. Rate is effective 4/27/21 and subject to change at any time.
Savings accounts are a safe way to grow your money. This account compounds interest daily and pays it quarterly.
This account is designed to help you save all year and recoup that savings plus interest in November, just in time for holiday shopping.
Open a 12-Month CD and earn 0.35% APY**
**APY denotes Annual Percentage Yield. Rate is effective 4/27/21 and subject to change at any time. Penalty may be imposed for early withdrawal.
When looking for a low-risk investment for your hard-earned cash, many rely on a certificate of deposit (CD). A CD is a type of deposit account that typically offers a higher rate of interest than a regular savings account.
An Individual Retirement Account (IRA) is a savings plan that lets you put aside money you earn today to be used later for your retirement. The tax-deferred growth makes an IRA a powerful tool in your retirement plan.
Open a Citizens Select with a minimum balance of $5,000 and earn 0.20% APY***
***APY denotes Annual Percentage Yield. Rate is effective 4/27/21 and subject to change at any time. Penalty may be imposed for early withdrawal.
You can earn even more on your savings with a CNB money market account, which pays interest monthly on the daily collected balance. There is no monthly service fee if you maintain the following minimum collected balances:
Citizens Insured Money Market Plus: $2,500
Citizens Select Money Market: $5,000
Citizens Prime Reserve: $25,000
Citizens Platinum: $50,000
Money Market Features