couple meeting with banker smiling at each other

Consumer Loans


Sometimes life calls for a big purchase—a new car, a long-awaited boat, a dream vacation. At those times, CNB has the consumer loan for you. With competitive rates and terms, we make financing such items easy and affordable. CNB even offers a CD-secured loan, which is the most affordable way to finance. Plus, it is a safe and low-risk way for you to start building your credit history.

Consumer Loan Options

Consumer Loan Features

Enjoy the benefits of choosing your local bank for your consumer financing needs. We offer far more than just a loan.

Finance with Your Local Bank 

  • Automatically deduct loan payments from your CNB checking or savings account
  • Incur no penalty for early repayment
  • View your loan account online
  • Take advantage of loan payment protection insurance, available on some loans
CashPlease Small Dollar, Short-Term Loans

The convenient way to manage your short-term cash needs.  When life throws you a curve ball and you need easy access to cash, there’s no need to pay ridiculously high interest rates on payday loans.

Benefits of CashPlease

  • No credit report review*
  • Loan funds deposited in 24 hours
  • Easy Pay option deducts repayment automatically from your account
  • Reasonable interest rates and fees
  • Loan is repaid in 4 installments over 4 months
  • Ability to apply for a loan 24/7. Apply online!
  • Learn more about the benefits of CashPlease

*Loans subject to underwriting and ability-to-repay determinations.

Whenever you are ready, CNB is here for you. Stop by a branch, connect with us via Live Chat or call a CNB representative at 1 (865) 429-7521 to learn more about CNB’s Consumer Loan Options.