Businesses, big and small, are the lifeblood of our communities. Every business, including yours, deserves a financial partner who understands its business checking needs.

Whenever you are ready, CNB is here for you. Stop by a branch or call a CNB representative at 1 (865) 429-7521 to discuss our CNB Business Checking Account options, which only require $100 to open. For more extensive options, visit CNB’s Cash Management Services.

Business Checking Accounts

Small Business Checking

Manage incoming and outgoing cash via online or traditional tools with no monthly fee.

Free Features

• e-Statements
• Business Online Banking
• Bill pay*
• Visa business debit card
• 100 paper items per month**

Business Checking Plus

Reap the rewards as your business grows by earning $5 for each $5,000 in collected balances up to $15,000. With a low monthly fee of $15, this account offers more services for the growing business.

Free Features

• e-Statements
• Business Online Banking
• Bill pay*
• 3 personalized Visa debit cards
• Cash Management consultation
• 6 months of Business Suite, including ATM advertising and Positive Pay
• 300 paper items per month**

Commercial Account Analysis

More complex businesses benefit from this account’s low $12 monthly fee because it applies an earnings credit to your average collected balance less reserve requirements to offset any per item fees. The negative collected balance rate is Prime plus 4.

Free Features

• e-Statements

Per Item Fees

• Cash per $100: $0.10
• Deposited checks: $0.10
• Written checks: $0.15
• Posted credits: $0.25
• Night deposit drop: $1.00
• Return items: $5.00
• Rolled coin: $0.07
• Strapped currency: $0.31

*A $5 non-usage monthly fee may apply if bill pay is not used after 3 months.
**Paper items over the account’s free limit are $0.25 each.