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Checking

Personal

Discover the money-saving benefits available to you with a CNB +Perks checking account.

Whenever you are ready, CNB is here for you. Stop by a branch, connect with us via Live Chat or call a CNB representative at 1 (865) 429-7521 to learn more about CNB’s +Perks Checking Accounts.

 

Banking at CNB has its perks!

Enjoy these great benefits with a CNB +Perks checking account:

  • Roadside Assistance
  • Cell Phone Protection
  • Identity Theft Protection and Restoration
  • Credit Monitoring and Credit Report
  • Health Savings Card
  • Travel Accidental Death Coverage
  • Discounts on Shopping, Dining and Travel
    …and more

All of our Checking Accounts feature: Internet Banking with Bill Pay, Mobile Banking with Mobile Check Deposit, e-Statements with images, Digital Wallet with Apple Pay or Samsung Pay, MyFinance Personal Financial Management Tool, Visa Debit Card, and 24/7 Expressline Telephone Banking.


Checking Account Comparison – Start Your Journey
Rewards +Perks

Earn premium of 1.75% APY* on balances up to $25,000 by simply meeting these monthly cycle requirements:

  • 12 or more debit card purchases (POS)
  • One or more ACH direct deposit or direct debit
  • Choose e-Statement delivery

Account Features

Good Life +Perks

Specially designed for the over 50 population, this account pays interest on balances of $1,000 and above. Enjoy event and travel opportunities with the Good Life membership.

Account Features

  • CNB +Perks benefits
  • Interest earned on balances of $1,000 and above
  • Free personalized checks
  • Discount on safe deposit box rental
  • Good Life travel opportunities
  • Monthly service charge of $7
  • Download the CNB +Perks app in the App Store or get it on Google Play
Advantage +Perks

When an all-purpose account is what you’re looking for, we’ve got you covered.

Account Features

  • CNB +Perks benefits
  • Free personalized checks
  • Discount on safe deposit box rental
  • Paper statement fee of $2 if you do not elect free e-Statements
  • Monthly service charge of $7
  • Download the CNB +Perks app in the App Store or get it on Google Play
Simply

An account that offers all the basic features you need in a checking account to simplify your life.

Account Features

  • Limited CNB +Perks benefits
  • No monthly service charge if you elect to receive free e-statements and maintain a minimum balance of $100
  • Monthly service charge of $7 if below minimum balance
  • Paper statement fee of $2 if you do not elect free e-statements

 

*1.75% Annual Percentage Yield (APY) earned on balances up to $25,000 when the minimum qualifications are met during each monthly qualification cycle; balances over $25,000 earn 0.46% APY. If qualifications are not met during the cycle, the APY on all balances will be 0.05% APY and normal ATM fees will apply. Maintenance or activity fees could reduce earnings. Rates are effective 04/01/2013 and subject to change weekly. **ATM fee refunds are given on all Nationwide ATMs if qualifications are met during the cycle.

Additional Information: CNB +Perks benefits are provided by third party providers arranged and compensated by Citizens National Bank. Benefits are subject to additional terms and conditions.