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Checking

Personal

Checking Account Comparison – Start Your Journey
Rewards +Perks
Open an Account

Earn a premium of 1.75% APY* on balances up to $25,000 by simply meeting these monthly cycle requirements:

  • 12 or more debit card purchases (POS)
  • One or more ACH direct deposit or direct debit
  • Choose e-Statement delivery

Account Features

Good Life +Perks

Specially designed for the over 50 population, this account pays interest on balances of $1,000 and above. Enjoy event and travel opportunities with the Good Life membership.

Account Features

  • CNB +Perks benefits
  • Interest earned on balances of $1,000 and above
  • Free personalized checks
  • Discount on safe deposit box rental
  • Good Life travel opportunities
  • Monthly service charge of $7
  • Download the CNB +Perks app in the App Store or get it on Google Play
Advantage +Perks

When an all-purpose account is what you’re looking for, we’ve got you covered.

Account Features

  • CNB +Perks benefits
  • Free personalized checks
  • Discount on safe deposit box rental
  • Paper statement fee of $2 if you do not elect free e-Statements
  • Monthly service charge of $7
  • Download the CNB +Perks app in the App Store or get it on Google Play
Simply
Open an Account

An account that offers all the basic features you need in a checking account to simplify your life.

Account Features

  • Limited CNB +Perks benefits
  • No monthly service charge if you elect to receive free e-statements and maintain a minimum balance of $100
  • Monthly service charge of $7 if below minimum balance
  • Paper statement fee of $2 if you do not elect free e-statements

 

Enjoy these great benefits with a CNB +Perks checking account: Roadside Assistance, Cell Phone Protection, Identity Theft Protection and Restoration, Credit Monitoring and Credit Report, Health Savings Card, Travel Accidental Death Coverage, Discounts on Shopping, Dining and Travel…and more!

All of our Checking Accounts feature: Online Banking with Bill Pay, Mobile Banking with Mobile Check Deposit, e-Statements with images, Digital Wallet with Apple Pay or Samsung Pay, MyFinance Personal Financial Management Tool, Visa Debit Card, and 24/7 Expressline Telephone Banking.

 

*1.75% Annual Percentage Yield (APY) earned on balances up to $25,000 when the minimum qualifications are met during each monthly qualification cycle; balances over $25,000 earn 0.46% APY. If qualifications are not met during the cycle, the APY on all balances will be 0.05% APY and normal ATM fees will apply. Maintenance or activity fees could reduce earnings. Rates are effective 05/27/2021 and subject to change weekly. **ATM fee refunds are given on all Nationwide ATMs if qualifications are met during the cycle.

Additional Information: CNB +Perks benefits are provided by third party providers arranged and compensated by Citizens National Bank. Benefits are subject to additional terms and conditions.