Sharon Greene

Sharon Greene, Mortgage Sales Manager Serving Hamblen County
(865) 286-2290
Apply With Sharon

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Lois Ownby, Mortgage Lender Serving Sevier, Knox, & Cocke Counties
(865) 429-7559
Apply With Lois

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Duane Graves, Mortgage Lender Serving           Sevier, Knox, & Blount Counties         (865) 850-4606
  Apply With Duane

 

Amy Lane - Copy

Amy Bryant, Mortgage Lender Serving   Jefferson, Cocke, & Hamblen Counties
(865) 286-2281
Apply With Amy

Amy Lane - Copy

Nikki Dome, Mortgage Lender Serving  Jefferson, Hamblen, Grainger, & Cocke Counties (865) 429-7957
Apply With Nikki


Financing your home couldn’t be easier at Citizens National Bank.  Choosing a mortgage is all about the basics – great rate, flexible payment and security.  If you’ve already bought the home of your dreams, maybe you should consider refinancing.  With a mortgage
loan from Citizens National Bank, you are able to consolidate debit,
lower your monthly payment or shorten the term of your loan by
refinancing your current mortgage.

  • Competitive rates
  • Variety of terms to fit your needs
  • Payments may be automatically deducted from your CNB
    checking or savings account
  • Funds may be used for home purchase or refinancing, lot
    or land acquisition, residential construction or home
    improvement

Contact a CNB loan officer today in person, by phone, by email or by
using our Live Chat via the website.  We look forward to assisting you
with all your financial needs.


Mortgage Loans – Secondary Market

Citizens National Bank’s Mortgage Department is proud of our reputation for dependability, honesty and genuine concern for meeting our customers’ specific needs.  We are dedicated to providing the best interest rates and terms available.   In addition to great rates, you’ll also receive low closing costs, fast approvals, and quick closings.

Conventional Mortgage Loans – Secondary Market

“The best part of my job is the ability to develop long-lasting relationships with our customers.” -Lois Ownby, Vice President and Mortgage Lender

  • 95% financing available for primary residences
  • 90% financing available for secondary residences
  • 80% financing available for investment properties

FHA

  • 96.5% financing available for primary residences

USDA Rural Housing

  • 100% financing available for primary residences
  • Income limits apply

VA

  • 100% financing available for primary residences

In-House

  • Long term financing available

Construction

  • Financing can be used for primary residences, secondary residences, investment properties or spec  homes.

Need advice, have questions, or want to apply?  Contact us today.

SAFE Act