What Is Covered by FDIC Insurance?

As an FDIC member bank, CNB helps protect your money. FDIC insurance is automatically applied to all deposits in the following account types at CNB:

Per the FDIC, the standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership type. For more information, visit FDIC or review its deposit insurance FAQ.


What Is Not Covered by FDIC Insurance?

FDIC insurance does not apply to the following products that may be offered by CNB:

  • Stocks
  • Bonds
  • Mutual funds
  • Life insurance policies
  • Annuities
  • Other securities