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You Never Know: 5 Ways to Prepare for Emergency Expenses

You Never Know: 5 Ways to Prepare for Emergency Expenses No one knows what will happen in the future. Anything can happen, from an unexpected injury to an economic downturn to just bad timing. Instead of worrying about what-ifs and dreading tomorrow (and thereby hampering your enjoyment of life), why not prepare an emergency fund […]

5 Ways to Increase Your Child’s Financial Literacy

5 Ways to Increase Your Child’s Financial Literacy You might think your children are too young to understand the concept of money, or perhaps you’re afraid it might stress them out. However, the truth is that from the moment your child graduates from college through their retirement, every decision they make from getting a student loan […]

5 Reasons to Have a Credit Card

5 Reasons to Have a Credit Card Some Americans are afraid of credit cards and worry about borrowing money that they will have to pay back at the end of every month. However, these concerns are overblown for many people. Credit cards are actually a safe, easy way to build credit and make everyday purchases much easier. […]

Bills & Banking: How Community Banks Can Help You Manage Your Finances

Bills & Banking: How Community Banks Can Help You Manage Your Finances For many of us, bills can seem like a chaotic, never-ending cycle. If you get behind on them, it can seem even worse. Fortunately, Citizens National Bank (CNB) can help you get your finances back on track and help make your bills more manageable. In […]

When Should You Use Your Debit Card Instead of Your Credit Card?

When Should You Use Your Debit Card Instead of Your Credit Card? It is a common misconception that debit cards are safer to use over credit cards. While this may ring true when it comes to credit and overspending problems, it is not always the safe way to go. Over 60% of Americans polled said that they believe […]