A Beginner’s Guide to Mortgage Lending Navigating the road to homeownership is a challenge for many people, but it doesn’t have to be. Armed with a thorough understanding of the mortgage lending process, you will find this road much easier to traverse. Keep reading to learn the basics. What Is a Mortgage? Simply put, a […]
Roth IRA vs. Roth 401(k): Which Is Right for You? When it comes to your retirement savings strategy, deciding what works for you might pose more questions than answers. This particularly rings true for people who happen to work for a large employer, as the employee may have the ability to contribute to a Roth […]
3 Easy Ways to Build Credit For many young people, mastering skills related to personal finance can be a challenge. However, when people decide to buy their first house or take out their first car loan, often they suddenly realize the true importance of being financially savvy. As people venture into adulthood, arguably the most […]
How to Invest During Your 20s For most 20-somethings, finances have become second nature: paying rent or mortgages, paying bills and managing credit cards. However, if you ask any young adults about their finances, they might tell you they’re intimidated by one word: invest. Investing can seem like something that older generations are doing — […]
5 Creative Ways to Increase Your Savings This Year
5 Creative Ways to Increase Your Savings This Year Finding a way to save a few extra dollars isn’t always easy. For many people, though, having an extra $500 to $1,000 tucked in a bank account could mean they won’t need to use a credit card when an emergency arises. How do you get to […]