Tips for Opening Your First Checking Account For many, opening a first checking account is a rite of passage. After all, as an adult with an income, you need a way to manage it. But where to begin? The task may seem daunting at first, but follow these helpful tips and the process will be […]
How to Create a Budget and Actually Commit to It Creating a budget is essential to an organized financial life. Don’t where to start? Follow these easy steps to take control of your money and feel less stress as the first of each month approaches. 1. Set a goal Why are you creating a budget? Perhaps […]
Why Local Banks Are More Business-Oriented than National Banks
Why Local Banks Are More Business-Oriented than National Banks While large, national banks often fall into the mainstream, local banks offer many benefits to consumers that their larger, national counterparts tend to struggle with. National banks, as large publicly owned businesses, continue to expand, often without much thought to the individual. Community banks, on the other hand, […]
5 Ways to Save for Retirement Starting Now If you’re wondering when the best time to start saving for retirement is, here’s your answer: Now. What you may not realize is that this can be easy to do, even if you are on a limited budget. The sooner you start, the less cash you’ll need to […]
What is the Difference Between an Automated Clearing House (ACH) and a Wire Transfer?
What is the Difference Between an Automated Clearing House (ACH) and a Wire Transfer? Electronic money transfers are the most popular way to send funds. They’re quick, they’re safe and they are reliable, making them ideal for nearly everyone. However, there is more than one way to send money from one account to the next. […]