Blog Citizens National Bank

How Small, Local Businesses can Benefit from ACH Payments

How Small, Local Businesses can Benefit from ACH Payments What are ACH payments, and how do they work? If you’re a small, local business owner, it may be in your best interest to find out. ACH payments are payments that are made through what is called the Automated Clearing House Network. With ACH payments, your […]

Why Banking Local is Better for Your Business and Community

Why Banking Local is Better for Your Business and Community With the amount of attention big banks get, the average person may not realize how many alternatives are available in the world of local banking. As of 2011, 95% of U.S. banks were local. It is not hard to understand why so many people rely on community banks […]

Important Things to Keep in Mind When Opening a Checking Account

Important Things to Keep in Mind When Opening a Checking Account Whenever you open a bank account, it’s important to ask questions and take advantage of all of the material provided by the bank. Often, certain terms of the account can go unseen by consumers, which can cause confusion down the road. With this in […]

You Never Know: 5 Ways to Prepare for Emergency Expenses

You Never Know: 5 Ways to Prepare for Emergency Expenses No one knows what will happen in the future. Anything can happen, from an unexpected injury to an economic downturn to just bad timing. Instead of worrying about what-ifs and dreading tomorrow (and thereby hampering your enjoyment of life), why not prepare an emergency fund […]

5 Ways to Increase Your Child’s Financial Literacy

5 Ways to Increase Your Child’s Financial Literacy You might think your children are too young to understand the concept of money, or perhaps you’re afraid it might stress them out. However, the truth is that from the moment your child graduates from college through their retirement, every decision they make from getting a student loan […]