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Athens Branch

1305 Decatur Pike

Earn a premium of 5.01% APY* on balances up to $50,000 on Rewards +Perks Checking by simply meeting these monthly qualification cycle requirements:

  • 15 or more debit card purchases (POS) of $1.00 or more
  • One or more ACH direct deposit or direct debit
  • Choose e-Statement delivery

CNB +Perks benefits:

*Annual Percentage Yield (APY) is accurate as of 2/1/2023. Earn 5.01% APY on balances up to $50,000 when the minimum qualifications are met during each monthly qualification cycle, balances over $50,000 earn 0.995% interest rate on the portion of balance over $50,000 with an APY that ranges from 5.01% APY and 1.00% APY depending on the account balance; and if qualifications are not met during the qualification cycle, the APY on all balances will be 0.05% APY. Rates are subject to change weekly after the account is opened. Fees may reduce earnings. To qualify for higher APY, [1] must enroll in e-statements, [2] post and clear at least 15 or more debit card purchases (POS) of $1.00 or more, and [3] set up at least 1 or more Automated Clearing House (ACH) credit or debit to your Rewards +Perks Checking account during each qualification cycle. Qualification cycle is the same as the statement cycle. Special offer is limited to clients of the Athens branch.

**ATM fee refunds are given on all Nationwide ATMs if qualifications are met during the cycle.

Additional Information: CNB +Perks benefits are provided by third party providers arranged and compensated by Citizens National Bank. Benefits are subject to additional terms and conditions.