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How Can Mobile Deposit Save You Time?

We’ve all been there before. You’re about to go to the bank to deposit a check, when suddenly a freakish thunderstorm hits and you can no longer make the trip. But why would you go out in a downpour just to deposit a check when you can take a picture of it with your phone? No matter the circumstances, it’s a convenient way to deposit checks and save time that you could be spending doing more important things.

Many of us, from time to time, are guilty of being impatient when it comes to things we want — especially money. For others, it’s just a matter of wanting to spend their time well. Not everyone finds themselves conveniently located near a bank where they can deposit their checks, and many have to go out of their way and travel, setting time aside just for that one task.

What are the benefits of mobile deposits?

Mobile deposits appeal to many consumers because they are fast, easy and convenient. You don’t have to wait in line for a teller or a machine to deposit checks, nor do you have to add it to your list of errands. What is more, the mobile application is easy to understand, with simple steps that offer guidelines and examples of what to do.

If depositing checks is the difference between being late for an appointment and making it on time, the choice isn’t all that difficult. With that being said, like with any technology, there are some things to be aware of.

Be a smart mobile banking user — don’t become a target

Like with any mobile application, you should make sure your software is up to date to ensure your app is as secure as possible. When considering whether to use a banking app, you’re likely asking, “How well is my account being secured, and am I an easy target for hackers?” Mobile banking apps generally have robust security features, and you can help by keeping the app updated. That said, it is important to take necessary precautions when using mobile banking:

  • Routinely change your passwords at least once a month. Make them different from each other to avoid repetition and to reduce the chance of a security breach.
  • Log out of your apps after you’re done using them as an extra precaution.
  • Don’t access your account on unsecured networks. You should always access your bank accounts on a secure, private network that you trust.

When used responsibly, mobile banking can save you time and energy while keeping your private information safe. Citizens National Bank’s mobile services can help. Visit our website to learn more, or talk to a representative at your local CNB branch.