“It’s rewarding to work with our customers to come up with financial solutions to better their current situation.” -Chuck Godfrey, Loan Officer


Citizens National Bank is proud to offer a wide range of consumer loan products for a variety of purposes. Whether you are ready for a new car, the pleasure a new boat can bring, or to take that dream vacation you’ve always wanted, we can help.

  • Rates and terms are competitively priced
  • Payments can be automatically deducted from your CNB checking or savings account
  • Loan payment protection insurance may be available on some loans
  • No penalty for early repayment
  • Online account access is available

If you are looking for the least expensive way to borrow money, Citizens National Bank offers loans secured by Certificates of Deposit. A CD secured loan is a great way to begin to establish credit. A CD secured loan may be just the answer you are looking for.

Contact a CNB loan officer today in person, by phone, by email or by using our Live Chat via the website.  We look forward to assisting you with all your financial needs.