stack of credit cards

Bank Cards


When you’re ready to make a purchase or take a cash advance, you need options that help you manage your cash flow and stay within budget. CNB bank cards give you that flexibility while protecting you from fraud and identity theft.

Whenever you are ready, CNB is here for you. Stop by a branch, connect with us via Live Chat or call a CNB representative at 1 (865) 429-7521 to learn more about CNB’s Bank Card options.

Bank Card Options

Debit Cards

Use your CNB debit card wherever Visa is accepted to make purchases and the funds will be deducted from your CNB checking account.

Convenience Features

  • Add your CNB debit card to your Digital Wallet to begin making secure purchases in stores, in apps and online without using your physical card.
  • Use your PIN or your signature when making purchases.
  • Instant On/Off Control of your CNB debit card to prevent fraud or unauthorized access using CNB’s Mobile Banking app.

CNB Fraud Center

  • To help protect your account, CNB uses a 24/7 debit card monitoring system that will notify you via email, text and automated phone call in the event that possible fraud is detected.

Traveling Out of the Country

  • For your protection, foreign activity on CNB debit cards is automatically blocked
  • To unblock it while traveling, call 1 (865) 453-9031

Report a Debit Card Issue

  • Within the US: 888-297-3416
  • Outside the US: 206-389-5200

Instant Issue Debit Card

  • Visit a branch to receive your new debit card within minutes of account opening or replacement request
Credit Cards

Apply for your CNB Credit Card today, which has no annual fee and competitive rates.

Convenience Features

  • Manage Your Credit Card online, anytime. Get your account balance, access statements, view transactions, schedule future or recurring payments and enroll in e-statements.
  • Add your CNB credit card to your Digital Wallet to begin making secure purchases in stores, in apps and online without using your physical card. Get started today!
  • Receive a five-day grace period beyond the payment due date.
  • View transactions and receive immediate credit for payments initiated through CNB’s Online Banking and with CNB’s Mobile Banking app
  • Make your payment at any CNB branch location or mail your payment to Citizens National Bank, P.O. Box 650789, Dallas, TX 75265-0789

Report a Credit Card Issue

Lost or stolen: 1-855-293-2458

My Card Rules

Take control of transactions performed on your CNB bank cards within the CNB Mobile Banking app and receive alert notifications for card activity.

Convenience Features

  • Turn card on and off for certain merchant or transaction types
  • Set transaction limits
  • Exclude certain merchants
  • View transaction details including decline reasons
  • Tag transactions and add memos
  • Receive alert messages via email, text or within the Mobile Banking app.

Get Started

  • Open your Mobile Banking app, tap on the account you want to manage, then tap “Card Management” to get started.
Digital Wallet

Introducing a better way to pay! Digital wallets are digital versions of your bank cards that are securely stored in a digital app on your mobile device. Make secure purchases in stores, in apps and online quickly and easily without using your physical card.

Simply add your CNB bank card to Apple Pay or Samsung Pay and set it as your default card.

Apple Pay

It’s easy to add your CNB bank cards to Apple Pay to conveniently make purchases using your iPhone and Apple Watch. To get started, tap “Wallet” on your supported mobile device to open the app.

Samsung Pay

Once the Samsung Pay app is installed on your mobile device, simply open the app to add your CNB bank cards.