ATM Cards

CNB CONNEXION ATM Cards may be used at thousands of locations across the United States and around the world, through an ATM system shared with STAR and CIRRUS.  Citizens National Bank does not charge for using a CNB ATM.  However, a surcharge may be assessed if you use another bank’s ATM.

  • Make withdrawals from your checking or savings account
  • Make deposits to your checking or savings account
  • Transfer funds between accounts
  • Make balance inquiries to accounts
  • CNB ATM Locations

Debit Cards

Enjoy the ease of making every day purchases with your CNB VISA Debit Card.  It’s fast, it’s convenient and it’s safe.  With your CNB VISA Debit Card, purchases are deducted directly from your checking account.

  • Make withdrawals from your checking or savings account
  • Make deposits to your checking or savings account
  • Transfer funds between accounts
  • Make balance inquiries to accounts
  • The ATM card that acts like a check
  • Present the card wherever VISA is accepted, sign the receipt and the amount is automatically debited from your CNB checking account.

We’re proud to introduce Chip Technology, the new standard for security.

For information and benefits using your Chip Debit Card, click here.

Notice:
For your protection, effective December 1, 2010, all foreign activity on debit cards will be blocked.  If you plan to travel out of the country and wish to use your debit card, please call 1(865) 453-9031 and request for your card to be unblocked.

To report a lost or stolen debit card, call 1 (866) 546-8273.

To report debit card fraud, call 1 (865) 453-9031.

Contact us today in person, by phone, by email or by using our Live Chat via the website for information on ATM cards, debit cards.

Credit Cards

Apply for a CNB Visa today and enjoy these benefits:

  • No annual fee
  • Five day grace period for payments received after the due date
  • Free online account access to view and pay your bill
  • Free online account access to view and print past statements
  • Competitive Rates

CNB Credit Card Application

Apple Pay is Here!

We now offer Apple Pay, and that means your CNB VISA Credit Card transactions can be simpler, more secure and more private than ever. Apple Pay is free and easy to use, simply register your CNB VISA Credit Card on your supported device and use it to pay at any participating merchant location.

Visit http://www.apple.com/apple-pay/ for instructions and a list of supported devices.

Visit http://www.apple.com/apple-pay/where-to-use-apple-pay/ for a list of participating merchants.

To activate your CNB credit card, call 1 (800) 543-5073.

To report a lost or stolen credit card, call 1 (800) 423-7497, option 4, then option 1.

Access your CNB credit card online to view your statements, transactions or to make your payment online.

Better understand the new credit card protections.

Gift Cards

Don’t know what to get someone who has everything? Do you need a gift for a birthday, wedding, graduation or Christmas? A gift card is the perfect gift. CNB is now selling gift cards for any occasion. Gift cards are easy to give and always great to receive. So, do your banking and gift buying in one trip at CNB. To report a lost or stolen gift card, call 1 (800) 827-6227.

*A purchase fee of $2.50 per card may apply.  A monthly activity fee of $2.95 may be assessed to your card after 12 consecutive months of inactivity.  If your card is lost/stolen, you may receive a replacement card for a fee of $5.00 by calling 1 (800) 827-6227.