Your home is your most valuable asset, and its equity offers you one of the easiest and most affordable ways to finance life’s most important moments—a much-needed home improvement project to increase your home’s value; your child’s college education to get them off to a debt-free start; the consolidation of higher priced debts at a lower interest rate to improve your financial position; or that milestone purchase to match your dreams: a car, boat, vacation or other big ticket item.

Whenever you are ready, CNB is here for you. Stop by a branch, connect with us via Live Chat or call a CNB representative at 1 (865) 429-7521 to learn more about CNB’s Consumer Loan Options.

Home Equity Loan and Credit Line Options

Home Equity Loan/Credit Line Advantages

Use your CNB Home Equity Loan or Line of Credit for a wide variety of reasons, and enjoy quick and easy access to the funds whenever you need them.

Take Advantage of Your Home’s Equity

• Pay no closing costs on loans under $100,000
• Enjoy competitive rates and low monthly payments
• Automatically deduct loan payments from your CNB checking or savings account
• Write checks
• View your loan account online
• Deduct loan interest on your taxes, consult tax advisor

Home Equity Loan/Credit Line Terms

Safely borrow off the equity in your house with the competitive terms and local underwriting that CNB offers.

Understand CNB’s Home Equity/LOC Terms 

• Low fixed and variable rate options
• Secured by your primary residence
• Property insurance required