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Home Equity Loans and Lines of Credit


Your home is your most valuable asset, and its equity offers you one of the easiest and most affordable ways to finance life’s most important moments—a much-needed home improvement project to increase your home’s value; your child’s college education to get them off to a debt-free start; the consolidation of higher priced debts at a lower interest rate to improve your financial position; or that milestone purchase to match your dreams: a car, boat, vacation or other big ticket item.

Whenever you are ready, CNB is here for you. Stop by a branch, connect with us via Live Chat or call a CNB representative at 1 (865) 429-7521 to learn more about CNB’s Consumer Loan Options.

Home Equity Loan and Credit Line Options

Home Equity Loan/Credit Line Advantages

Use your CNB Home Equity Loan or Line of Credit for a wide variety of reasons, and enjoy quick and easy access to the funds whenever you need them.

Take Advantage of Your Home’s Equity

  • Pay no closing costs on loans under $100,000
  • Enjoy competitive rates and low monthly payments
  • Automatically deduct loan payments from your CNB checking or savings account
  • Write checks
  • View your loan account online
  • Deduct loan interest on your taxes, consult tax advisor
Home Equity Loan/Credit Line Terms

Safely borrow off the equity in your house with the competitive terms and local underwriting that CNB offers.

Understand CNB’s Home Equity/LOC Terms 

  • Low fixed and variable rate options
  • Secured by your primary residence
  • Property insurance required