couple shaking hands with banker

Business Loans



The second round of PPP funding provides more than $320 billion to help small businesses affected by the COVID-19 crisis.

We are proud to be a preferred lender of the Small Business Administration (SBA) and our expert team can help streamline the application and review process to deliver your funding more quickly.

We encourage you to complete the Loan Application as soon as possible and submit it to your preferred CNB lender along with the information below:

  • 2019 Annual Payroll summary by employee
  • 2020 first quarter payroll summary by employee
  • 2019 941’s and 2020 941, if available
  • Health insurance premium invoices
  • Documentation of employer retirement plan contributions
  • State Unemployment tax filings
  • 2019 Schedule C is required for self-employed and independent contractors

Whenever you are ready, CNB is here for you. Stop by a branch, connect with us via Live Chat or call 1 (865) 429-7521 to speak to a CNB lender.

Business Loan Options

Asset-secured Business Loans

Whether you need a cash influx for everyday operations, to buy new equipment or finance some other purchase or initiative, we’ll match your collateral type to the most suitable loan for you.

Put Your Assets to Work for Your Business

  • CD or Savings Account Loans
  • Equipment Loans
  • Term Loans
Real Property-secured Business Loans

No matter where you are on the construction and development spectrum, we can match your real property collateral to an appropriate loan type.

Put Your Real Property to Work for Your Business 

  • Lot Loans
  • Land Development Loans
  • Commercial Building Construction Loans
  • Commercial Real Estate Loans
  • Residential Construction Loans of Spec Homes
  • Mortgage Loans, including Overnight Rentals and Condos
  • Commercial Lines of Credit
  • SBA, 7(a) Loans
  • SBA, 504 Loans

Business growth is a priority, whether you are a small business or a large corporation. Achieving that growth takes flexible lending options from a financial partner who can match you with the right loan for your specific situation. At CNB, our loan officers take the time to learn about your business in order to make your assets and real property work for you with smart credit choices that you can afford.

Whenever you are ready, CNB is here for you. Stop by a branch, connect with us via Live Chat or call a CNB representative at 1 (865) 429-7521 to learn more about CNB’s Business Loan Options.