Business Checking Accounts – It’s a better way to do business!

We understand that running your business isn’t easy. You have countless things to think about every day. Making sure you have the right business checking account for your needs should be the least of your challenges. With our selection of accounts designed to meet virtually any business need, you’re sure to find the right account for your business.

Download our Business Products and Services Brochure

Small Business Checking

  • No monthly service fee if you select to receive electronic statements.
  • Free e-Statements
  • Free Business Online Banking
  • Free Bill Pay*
  • Free Visa Business Debit Card
  • Free 100 monthly paper items
    • Paper items include checks written or deposited & deposit slips. Over 100 paper items, $0.25 each.
  • Paper Statement Fee $2 (To avoid this fee, enroll for free e-Statements.)
  • Minimum to Open $100

Business Checking Plus
Earn $5 cash back for each $5,000 in collected balances (up to $15,000).

  • Monthly service fee $15
  • Free e-Statements
  • Free Business Online Banking
  • Free Bill Pay*
  • Free Business Suite (for 6 months)
    • Includes ATM Advertising and Positive Pay
  • Free Cash Management Consultation
  • Free Personalized Debit Cards (limit 3)
  • 300 monthly paper items
    • Paper items include checks written or deposited & deposit slips. Over 300 paper items, $0.25 each.
  • Paper Statement Fee $2 (To avoid this fee, enroll for free e-Statements.)
  • Minimum to open $100

Commercial Account Analysis

An earnings credit will be applied to your average collected balance less reserve requirements and will be used to offset the following expenses:

  • Monthly service fee $12
  • Free e-Statements
  • Per Item Fees
    • Cash per $100: $0.10
    • Checks deposited: $0.10
    • Checks written: $0.15
    • Credits posted: $0.25
    • Night deposit (per drop): $1.00
    • Return items: $5.00
    • Rolled coin: $0.07
    • Strapped currency: $0.31
    • Negative collected balance rate: Prime +4
  • Paper Statement Fee $2 (To avoid this fee, enroll for free e-Statements.)
  • Minimum to open $100

The earnings credit and negative collected balance rates will be periodically reviewed and subject to change.

Simplify your business operations with CNB’s Cash Management services.

*Non-usage fee of $5 per month may apply if bill pay is not used after 3 months.